Split the costs and pay in 3 equal parts with ESTO 3

Want to pay for products in instalments?

iDeal offers private individuals a number of flexible ways to buy products. All payment solutions can be processed in store or online.

Have a look at the options below:

  • Do you want to pay over a longer period, in three equal instalments or next month? You can choose the payment solution that suits you best in the iDeal.ee e-shop and in our shops. By choosing the iDeal payment solution, you’ll get the best pay-later terms on selected Apple products. Applying for iDeal payment methods is as quick and easy as paying with card. Once you’ve selected your new Apple device, choose the most convenient pay-later solution at the checkout and you’ll get a decision in minutes, after which your order will be processed instantly. The financial service is provided by Inbank Finance AS.

    How do I lease goods?

    • Select an item and place it in your shopping basket
    • Next to the payment method tick "iDeal leasing"
    • Fill in the leasing application form remotely
    • Sign the loan agreement
    • Collect the goods in our stores or by omniva and dpd courier/parcel service

    Conditions for leasing:

    • The customer must be at least 18 years old
    • Monthly income of at least EUR 260 after tax
    • Positive credit history
    • The amount of the lease is determined according to the borrower's income and the amount of existing liabilities

    Leasing conditions:

    • Amount from EUR 50 to EUR 5 000
    • Down payment from EUR 0
    • Repayment term up to 5 years
    • Early repayment in full is free of charge
    • Make a down payment if required

    We are happy to answer all your leasing questions!

      SIA Inbank Latvia

      +371 66 939 000



      Our opening hours are weekdays 9:00-19:00 (Saturdays 10:00-18:00)

  • Don't want to pay the whole amount at once?

    IPay in installments up to 60 months! Use ESTO payment to pay for goods and services. ESTO payment provides the most convenient, fastest and most affordable service in Latvia! Add the products to the shopping cart, confirm the order, choose ESTO preferred payment method and conveniently sign the transaction using Smart-ID or your internet bank.

    Tulkojuma rezultāts

    ATTENTION! Every lease purchase is a financial commitment. Before signing a lease purchase agreement, please familiarize yourself with the terms and conditions of the relevant service and, if necessary, consult a specialist

    Conditions for leasing:

    • Interest rate from 0%
    • Contract fee from €0
    • Term - up to 60 months
    • ESTO is available to all residents of the Republic of Latvia aged 18 to 70.
    • The decision to use this payment method is a financial decision with risks and liabilities, so you are advised to consider carefully your need for any loan products. Example: loan amount of 198 euro, repayment term of 6 months and fixed interest rate of 0,00 %, one-off contract fee of 10,00 euro, monthly administration fee of 2,30 euro, annual interest rate of 50,44 %, monthly payment of 35,30 euro, and total amount to be repaid by the consumer of 221,80 euro.

      ESTO LV AS

        (+371) 662 222 50